In Hattiesburg, Mississippi, there once lived a woman so small and quiet that most people might have passed her by without a second thought. Barely five feet tall, weighing less than a hundred pounds, she lived a life defined by simplicity—yet her impact reached far beyond what anyone could have imagined. Her name was Oseola McCarty.
A Childhood Cut Short
Oseola’s childhood ended earlier than most. She was just a sixth grader when her grandmother—the woman raising her—fell ill. With no one else to step in, Oseola dropped out of school to help. “I would have gone back,” she said softly years later, “but my classmates had moved on, and I was too old. I wanted to be with them.”
It was a regret she carried quietly all her life. She had loved school, loved learning, and dreamed of graduating. But instead, life handed her responsibility, and she accepted it without complaint.
A Lifetime of Hard Work
From that moment on, Oseola devoted herself to work. She became a washerwoman, scrubbing clothes by hand for families across town. In the Mississippi heat, she bent over tubs of soapy water, rubbing fabric against a washboard until her fingers ached. Then she rinsed, wrung, and hung the clothes in the sun, returning them neatly folded.
It was not glamorous work. It was not easy. But it was honest. And every single month, Oseola set aside a portion of her earnings. “The same amount, every time,” she explained. “I was consistent.”
Her life was as simple as her savings plan. She never married. Never bought a car. Never traveled far from home. She lived in the same small house for decades, walking most places she needed to go. She didn’t indulge in luxuries. Instead, she believed in discipline, faith, and purpose.
The Gift No One Saw Coming
By the time she was in her late eighties, Oseola had quietly amassed a fortune by her own humble standards. With decades of steady saving, she had built a nest egg far larger than most of her neighbors—or even she herself—ever needed.
And in 1995, she stunned the world with a single announcement:
She would give away $300,000—nearly her entire life savings—to the University of Southern Mississippi.
The money would fund scholarships for deserving students, young people who longed for the education she herself had been forced to leave behind.

